Equity Compensation & RSUs
Turn your company stock into a clear wealth-building strategy.
Equity can be one of the most exciting — and confusing — parts of your compensation. RSUs, stock options, and ESPPs can create real opportunity, but they also come with fine print, tax traps, and tough timing decisions. I’ll help you simplify the rules, make confident choices, and fit your equity into the bigger picture of your finances.
What We’ll Cover
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How your RSUs, stock options, or ESPPs work (vesting schedules, taxes, and key deadlines)
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When to exercise, hold, or sell — and how to manage concentration risk
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Tax-smart strategies for diversifying your holdings
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Planning around liquidity events, blackout periods, or employer restrictions
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How equity integrates with your broader portfolio, cash flow, and career plans
Why it Matters
Equity compensation is often one of the biggest drivers of long-term wealth for professionals — but it’s easy to get tripped up by complexity or advice that isn’t personalized. With a strategy tailored to your goals, you’ll avoid costly mistakes and turn your equity into an intentional part of your financial plan.
A Personal Example
When I left my corporate job, I had to manage a final vesting event, an option expiration window, and the tax implications of exercising shares during a career pivot. That experience helps me guide clients through similar crossroads with clarity and confidence.
Planning Topics
Core Building Blocks
- Income and Cash Flow Management
- Aligning Your Money with Your Life Goals
- Student Loans & Debt Repayment Strategy
- Investment Review & Asset Allocation
- Tax Planning Opportunities
- Insurance and Risk Management
- Retirement Savings and Account Optimization
- Estate Planning Essentials
- Emergency Fund Planning
Planning Through Transitions
Special Topics
Ready to get clarity on your equity compensation?
We’ll dig into your equity as part of the Financial Empowerment Plan or revisit it in an Ongoing Planning Relationship. If you’ve got a specific decision point — like an upcoming vesting cliff or option exercise — you can also book a Targeted Planning Session for timely, expert input.