Planning for Parental Leave or Childcare

Welcoming a child — whether it’s your first or your fourth — is a life-changing experience. But the financial questions that come with it can feel overwhelming. I’ll help you prepare for leave, plan for childcare, and make money decisions that reflect your growing family’s needs and values.

What We’ll Cover

• Estimating income and expenses during parental leave

• Understanding short-term disability, paid family leave, and benefits

• Planning for childcare costs now and in the future

• Adjusting your budget and savings strategy for the early years

• Protecting your family with updated insurance and estate planning

Why it Matters

When you’re exhausted, sleep-deprived, and caring for a newborn, the last thing you want is to be scrambling financially. A solid plan helps reduce stress and creates space for the things that matter most — like bonding with your baby and adjusting to your new family rhythm.

A Personal Example

When my wife and I welcomed our second child, we were both running our own businesses. There was no formal leave policy or employer-provided benefits — just the two of us, figuring it out. A clear plan helped us navigate that time with more calm, confidence, and connection.